How to find special grants for single parents

Thousands of people qualify each year to receive special subsidies for single parent homes from the federal government. These assistance programs can be used to make a down payment on a mortgage. While other home grants can be used to renovate or repair an existing home. If you've ever wanted to know more about single parent housing grants, then you should read more about this article.

Mortgage Assistance: Fact or Fiction?

You may think this is too good to be true, but it is not. There really are real programs that act as home grants for single parents. These single mother grants, generally housed in several different federal and state programs, provide financial assistance to low-income single mothers and fathers and others who qualify to provide decent and safe housing for their families. Listed below are some steps you can take to find the right one-parent home grant for you.

First, use your local city or state government to find housing subsidies for parents. If possible, use the Internet to explore the various state and local websites. Then start calling as many different home buying programs and counseling centers as you can in your phone book.

Second, visit the grants. government, a federal clearinghouse not just on housing subsidies. This website has access to hundreds of different grants and information on other forms of federal loans or assistance.

You can now visit your local Public Housing Authority to see if they participate in the United States Department of Housing and Urban Development (HUD) "Homeownership Voucher Program". This program offers housing vouchers in lieu of grants. But all the vouchers can be used to make initial mortgage payments, as well as to make repairs.

Next, if you live in a more rural setting, you may qualify for enrollment in the USDA (US Department of Agriculture) plan called Rural Development Programs - Housing and Community Services (HCFP). The HCFP system funds many single parent home grants and various other home ownership opportunities, especially those designed for pusaka kecil living in rural America.

Check the eligibility requirements. Many federal assistance programs require a single parent to meet specific prerequisites in order to be awarded a single parent home grant. So, to save yourself a lot of time and frustration, read the housing grant eligibility rules very carefully.

Each government agency has different rules and regulations, so each single parent home subsidy application will differ slightly. But most will require that your earned income does not exceed a certain specific amount and that you can prove that you really are a single parent.

Candidates for single parenthood also include a divorced person who had custody of the children, any family that has been abandoned by the other parent, and any family that has a parent incarcerated or has died.